January 28th, 2025

Average Personal Loan Rates: December 2024.

Compare Personal Loan Rates from as low as 5.76% (advertised % Rate Per Annum) from over 80 lenders fast with our AI options tool.
Average Personal Loan Rates: December 2024

Average Personal Loan Interest Rates

This week's rates Last week's rates
Average overall rate 11.60% 11.60%
Average low rate 21.02% 21.02%
Average high rate 31.40% 31.40%a

Personal Interest Rates Compared

LenderPersonal Loan ProductInterest RateComparison Rate*Monthly Repayment
HarmoneyUnsecured Personal Loan (Excellent Credit) 5 Years5.76% p.a.6.55% p.a.$384
RevolutRevolut Unsecured Personal Loan (Excellent Credit) 5 Years6.56% p.a.6.56% p.a.$392
OmmOurMoneyMarket Low Rate Personal Loan Unsecured ($5k-$100k) 5 Years6.57% p.a.7.19% p.a.$392
NOW FinanceNOW Finance No Fee Personal Loan (5 Years)6.75% p.a.6.75% p.a.$394
loans.com.auloans.com.au Variable Caravan Loan - New / Demo6.74% p.a.7.87% p.a.$394
WisrWisr Unsecured Personal Loan - Very Good Credit (5 Years)6.74% p.a.7.57% p.a.$394
GreaterBankGreater Bank Secured Loan (5 Years)6.78% p.a.7.17% p.a.$394
IMB BankIMB Bank IMB Unsecured Personal Loan (5 Years)8.98% p.a.9.34% p.a.$415
ANZ BankANZ Personal Loan Variable7.49% p.a.8.18% p.a.$401
St George BankSt. George Personal Loan - Unsecured7.49% p.a.8.54% p.a.$401

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Vicki Fraser
4 days ago

Chantelle is amazing to deal with, nothing was too much trouble, she was thorough and extremely helpful and accommodating to my requests. Chantelle worked out the best solution for my personal needs to move forward with my life and she ensured I was informed every step of the way.? I cannot recommend Chantelle highly enough. A huge thank you Chantelle ?

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Pan Bhandge was very efficient and professional. The transaction was seamless and fast I never have to worry about anything. I'm very very busy so that matters. Not only did I get a good fair deal, it saves me from looking around.

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4 days ago

Pan was a great help in finding me the right personal loan. He always kept me up to date with the process and was alway available should I have any questions. I really recommend Loan Options. Excellent service thanks again Pan ?

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Great service quick and easy so much better than a big bank ???

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