Compare Marine Loans

Whatever floats your boat.
Starting Your Marine Loan.
$
years

Get Your Feet Wet with Marine Loans

Reasons for a marine loan.

Going to the beach is fun, but heading out to sea is a whole new realm of excitement. Going out to sea for a fishing trip, experiencing the ever-changing waves, and staring at the clear blue horizon are memorable for sure.

The only problem is, you need a vessel. Can’t quite go fishing out in the ocean while swimming, can you? Unless you’re volunteering as the bait.

Boats cost an arm and a leg, they’re not cheap. Beyond the upfront cost, there’s maintenance, fuel, and other continuous upkeep you have to pay for too. As it all piles on, it might feel like your dreams of going out to sea are crashing straight into an iceberg.

Why choose LoanOptions.

But don’t let them sink just yet! If you can’t pay for a shiny new boat upfront, then perhaps you could try taking out a loan for one. By getting Marine Financing, you can start hitting the high seas sooner than later, paying off the cost over time. It’s a big commitment, which one do you choose?

LoanOptions’ AI-powered loan comparison tool is here to help get you sailing smoothly. Looking through 60+ lenders for you, including the big banks and private lenders, our tool will show you all your financing options before you know it. Save time and effort with LoanOptions so you can devote your energy and free time on your new hobby instead!

More Options. More Sea.

Get back to doing the things you love, like jet-skiing, windsurfing, or whatever floats your boat.

It’s not a boat.
It’s a ship!

There’s as many types of marine vessel loans as there are fish in the sea, so don’t hesitate to look through all of the options first.
LoanOptions can help find lenders to finance a large variety of aquatic vessels. Maybe you’re looking for a:

Yacht

Dinghy

Motorcruiser

Powerboat

Keelboats

Trailer Sailer

Jet Ski

Windsurfing

Commercial Seafaring.

The ocean is full of fun, but also opportunity. Beyond recreational purposes, you can get financed for a boat for commercial purposes as well.

Fishing businesses that are looking to expand are always in need of fresh vessels. Beyond simply wanting more boats, there might be demand for a different type of ship to handle other fishing methods.

With commercial boats, there might be more leeway to lower the interest rate. As lenders know that the boat itself will be used to make the money back, they may consider the investment less risky. Furthermore, depreciation and other factors can be claimed as tax deductions!

Chattel Mortgage

A chattel mortgage for a boat pretty much works the same as a mortgage for a house. Upon approval, the lender provides enough funds to make the purchase in full, and you become the owner of the vessel. The lender then takes out a mortgage over the purchased vessel, with repossessing the boat as security. The interest rates on this type of loan are usually pretty competitive too. A ferry good deal!

Ready to Set Sail?

If you’re ready to start your ocean adventure, LoanOptions can help you navigate the treacherous waters of the loan market. There be pirates among these seas…

With LoanOptions advanced loan comparison tool, you’ll never get caught off guard by loans with ambiguous wording or other deceitful practices again, as all information is laid out to you clearly without hassle. And if whatever loan you were going for doesn’t work out, simply turn back to us, and we’ve got the rest of a giant list waiting for you!

So hop on board! You’re under LoanOptions’ watch from now on.

No Bull#@*% here.

Captain Ailos got your back!

We’ll tell you what you need to know, enquire with LoanOptions and take one step closer to getting your marine loan.

Secret fees.

The devil is in the details, and it can be more than a pain if you do not read the fine print properly or if not all associated fees are brought to your attention as a borrower.

Ask yourself these questions:

Entry/Exit Fees.

Are there any entry or exit fees?

Late Payments.

What are the late repayment fees?

Early Payments.

Are there fees for paying your loan off early?

Added Costs.

Are there any other added costs that could come up?

Still have questions?

If you have any questions or enquiries,
visit our FAQ bunker or give us a call

The cool people.

5/5 Rating
487 reviews
Loan Option
5 star reviews

More than 487 smiles, laughs & warcries

See Testimonials
stay cool, stay coolLoan Option
Monica Gallagher
2 weeks ago
Absolutely cannot thank Natasha and Loan Options enough for all the help, support and patience given to me throughout this entire process. Was finding it hard to get a loan when applying around and Natasha went above and beyond to find me one. As a single mother to two toddlers, I cannot express enough how much I needed this car for my kids and am beyond grateful and touched by her kindness and dedication to help myself and my family when we needed it. There were a few challenges along the way but Natasha sorted them so fast that I didn’t even have the time to stress! She is an absolute gem and I would definitely recommend her, and this company to absolutely anyone. This company will not disappoint 💞
Smile No. 491
Sam Kent
5 months ago
Pan has been absolutely amazing. Pan was very patient with me whilst waiting for my new licence to arrive (kids accidentally threw my purse in the bin). This held up my loan but Pan went to great lengths to make the process as easy and stress free as possible for me. Best broker I have ever dealt with and will be happy to recommend you to all my family and friends. Thank you so much for all your help, I’ll definitely be back
Smile No. 490
Sousake1
3 months ago
Recently took out a loan and was partnered with Natasha. WOW! Natasha was an absolute legend and was on to it from the get. Extremely friendly, (great sense of humour too) understood my needs and was prompt and diligent in her approach and turn around time. Kept me informed and up to date throughout the process. Would highly recommend. The world world be a far better place with more Natasha’s!! Cheers and thank you!
Smile No. 489
Dylan Chandler
2 months ago
I had a great experience dealing with Loan options. In particular Natasha King-Gee did a fantastic job, made the process seem effortless and was extremely diligent, the communication was first class. One thing that really stood out was the care and attention to detail for getting the information over the line. I will definitely be using Loan options and in particular Natasha for my next financial adventure!
Smile No. 488
ash D
2 months ago
Great experience and will recommend Loan Options to anyone who is looking for a responsive and professional service. Each member know what they are doing and will carefully listen to your needs. Each person know what they are doing and responds to your query as soon as they can, which is highly appreciative. Starting from the initial call from Lolita to understand the needs of the loan, Farah, lending specialist and Jason, who is the expert helps me to secure a loan with ease, especially during the holiday season. Special shout out to Farah and Jason for all the hard work. Great people and great service.
Smile No. 487
stay cool, stay coolLoan Option

More than 487 smiles, laughs & warcries

Loan Option
Monica Gallagher
2 weeks ago
Absolutely cannot thank Natasha and Loan Options enough for all the help, support and patience given to me throughout this entire process. Was finding it hard to get a loan when applying around and Natasha went above and beyond to find me one. As a single mother to two toddlers, I cannot express enough how much I needed this car for my kids and am beyond grateful and touched by her kindness and dedication to help myself and my family when we needed it. There were a few challenges along the way but Natasha sorted them so fast that I didn’t even have the time to stress! She is an absolute gem and I would definitely recommend her, and this company to absolutely anyone. This company will not disappoint 💞
Smile No. 491
Sam Kent
5 months ago
Pan has been absolutely amazing. Pan was very patient with me whilst waiting for my new licence to arrive (kids accidentally threw my purse in the bin). This held up my loan but Pan went to great lengths to make the process as easy and stress free as possible for me. Best broker I have ever dealt with and will be happy to recommend you to all my family and friends. Thank you so much for all your help, I’ll definitely be back
Smile No. 490
Sousake1
3 months ago
Recently took out a loan and was partnered with Natasha. WOW! Natasha was an absolute legend and was on to it from the get. Extremely friendly, (great sense of humour too) understood my needs and was prompt and diligent in her approach and turn around time. Kept me informed and up to date throughout the process. Would highly recommend. The world world be a far better place with more Natasha’s!! Cheers and thank you!
Smile No. 489
Dylan Chandler
2 months ago
I had a great experience dealing with Loan options. In particular Natasha King-Gee did a fantastic job, made the process seem effortless and was extremely diligent, the communication was first class. One thing that really stood out was the care and attention to detail for getting the information over the line. I will definitely be using Loan options and in particular Natasha for my next financial adventure!
Smile No. 488
ash D
2 months ago
Great experience and will recommend Loan Options to anyone who is looking for a responsive and professional service. Each member know what they are doing and will carefully listen to your needs. Each person know what they are doing and responds to your query as soon as they can, which is highly appreciative. Starting from the initial call from Lolita to understand the needs of the loan, Farah, lending specialist and Jason, who is the expert helps me to secure a loan with ease, especially during the holiday season. Special shout out to Farah and Jason for all the hard work. Great people and great service.
Smile No. 487