Loan Application Widget Terms & Conditions

By accessing or using the LoanOptions.ai Widget, you acknowledge that you have read, understood, and agree to comply with these Terms of Use and our Privacy Policy. If you do not agree with these Terms, please refrain from using the Widget.

To use this Widget, you must be at least 18 years old, have the legal capacity to enter into a binding agreement, and be a resident of Australia or New Zealand. By using the Service, you represent that you meet these eligibility requirements.

LoanOptions.ai offers a service that enables you to apply for loans online in under 5 minutes using artificial intelligence to match you with lenders that best meet your needs. Our AI platform analyses your provided data and financial situation to recommend suitable loan options from a network of trusted lenders.

By using the Widget, you agree to:

• Provide accurate and complete information during the loan application process.
• Use the Service only for lawful purposes.
• Not misrepresent your identity or financial status.

The Widget provides a fast and efficient loan application process. Here’s how it works:

• You input personal and financial details.
• Our AI technology matches you with the most suitable lenders.
• You review loan offers and choose the one that fits your needs.
• The loan approval and terms are governed by the individual lender you select.

LoanOptions.ai is not a lender, but a facilitator that connects you with lending partners. Loan approvals, terms, and conditions are at the discretion of the participating lenders.

LoanOptions.ai uses proprietary AI algorithms to match you with lenders based on the information you provide. While the AI platform aims to deliver the most relevant loan options, the results are based on available data, and no guarantee is made that all possible loan options or lenders will be presented. You agree to independently verify the terms of any loan offer before accepting it.

The information provided by the Widget is for informational purposes only. LoanOptions.ai does not offer financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions or entering into any loan agreements.

LoanOptions.ai does not charge users any fees for accessing and using the Widget unless you successfully settle a loan. However, individual lenders may impose fees, interest rates, or other costs as part of their loan agreements. You are responsible for understanding and agreeing to any such terms imposed by the lenders you choose to engage with.

By using this Service, you acknowledge that loan agreements are made between you and the third-party lenders presented via the Widget. LoanOptions.ai is not responsible for the accuracy, completeness, or legitimacy of loan offers or the conduct of any third-party lenders.

Your interaction with any lender through the Widget is solely between you and that lender, and LoanOptions.ai disclaims any liability arising from such interactions.

LoanOptions.ai is committed to protecting your privacy. By using this Service, you agree to our data collection practices as described in our Privacy Policy. We collect personal, financial, and other information to process your loan application and improve the Widget’s functionality. We do not sell or share your personal data with third parties, except as required to match you with suitable lenders.

While using the Widget, you agree not to:

• Provide false or misleading information.
• Use the Widget for any fraudulent or illegal activities.
• Attempt to bypass security measures or reverse-engineer the Widget’s technology.
• Access the Widget through automated systems (bots, scripts) or interfere with its operation.

The LoanOptions.ai Widget, including its design, software, content, and features, is the intellectual property of LoanOptions.ai. You are granted a limited, non-exclusive license to use the Widget for personal purposes in compliance with these Terms. Any unauthorised use of the Widget may result in legal action.

To the fullest extent permitted by law, LoanOptions.ai and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to your use of the Widget, including but not limited to:

• Errors or inaccuracies in the loan matching process.
• Issues with third-party lenders.
• Loss of data, revenue, or profits.

LoanOptions.ai does not guarantee the accuracy or completeness of any loan offers provided by lenders or the final approval of any loan application.

The Widget is provided on an “as-is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to the accuracy, reliability, or completeness of the information provided by our AI platform.

LoanOptions.ai reserves the right to suspend or terminate access to the Widget at any time, without notice, for any reason, including but not limited to violations of these Terms or misuse of the Service.

These Terms are governed by the laws of [Insert Jurisdiction], and any disputes arising out of or related to these Terms or the Widget will be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].