More Control.

We make it simple for you. There are three easy steps to follow when applying.

Step 1


Input your information in our AI options tool and it will calculate and present you with the best options available!

Remember, the more information you provide, the more accurate your loan options will be.

Step 2


Let our AI options tool do the work instantly! No waiting around!

With over 60 Lenders, our AI options tool will curate and personalise the best results based on your priorities.

Step 3


Now the easy part! Pick from the list and if you need further clarity, the platform can provide you with a granular level of detail to help find what you are looking for.

For a more personal touch our Customer Service Consultants are available to talk to you.

More Cars.
Making it more simple for you.
It’s important to do your research on what loan suits you best. And everybody knows that research takes forever! With LoanOptions you can compare and find the best loan for you within seconds! The car buying journey should be a fun one, stress free and with all the information at your fingertips. Cuz that's the way it should be!
More Business.
We got you covered.
Business loans are a valuable way to support various aspects of your organisation. From working capital to everyday expenses, a business loan has got you covered.
More Equipment.
Upgrade your business today.
Running a business is hard enough; growing it can be that much harder if you do not have the right financing in place. You don’t want to spend hours after your work day to look through financial product information to find what equipment loan suits you. Loan Options can help you with that search.
More Trucks.
Let us do the work for you.
If you’ve been around for a while, naturally people trust you a bit more. It’s the same for truck financing: businesses that have an ABN older than two years tend to get better deals from lenders, and don’t need to show proof of income or put in a deposit to get them. They might also have lower interest rates. It’s understandable, since trucks are so expensive, it sure is frustrating for aspiring entrepreneurs.

That doesn’t mean there’s no help if you’re a new business start up, but it’s an uphill battle if you don’t finance right. We’re in the business to make it easier for all our customers and we understand the struggle, which is why LoanOptions can find and compare truck loans that are friendlier to newer companies for you to pick out freely. Be smart and give yourself a better chance.
To secure, or not secure your loan?
That is the

A secured loan uses the asset being purchased meaning collateral, in this case the car, as security for the loan. If you the borrower can’t repay the loan, the lender can reclaim the asset to cover the costs. Although if the sale of the asset doesn’t cover the full amount owing, the borrower must pay the difference.

The benefits of a secured loan is that usually it comes with a lower and fixed rates, as the risk to your lender is lower.


Personal loans are a type of unsecured loan where the borrower is not required to offer any assets as collateral. This absence of collateral generally leads to higher interest rates compared to secured loans, as the risk to the lender is greater.

Personal loans are versatile and can be used for a variety of purposes. They are particularly useful in situations where individuals need to cover expenses that don't involve tangible assets or when they prefer not to risk their assets. These loans can be ideal for consolidating debt, financing home renovations, covering medical expenses, or funding major life events. Since these loans are unsecured, lenders typically base their approval and terms on the borrower's creditworthiness and financial history.

No sugar coating here.
We’ll tell you what you need to know, enquire with LoanOptions and take one step closer to getting your personal loan.
Compare Personal Loans
Our Vision.
Empowering customers to find the right loan with fairness, accuracy & speed
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The cool people.
5/5 Rating
509 reviews
5 star reviews
More than 509 smiles, laughs & warcries
See Testimonials
More Smiles.
Hear from our customers
Loan Option
Vicki Fraser
4 days ago
Chantelle is amazing to deal with, nothing was too much trouble, she was thorough and extremely helpful and accommodating to my requests. Chantelle worked out the best solution for my personal needs to move forward with my life and she ensured I was informed every step of the way.😊 I cannot recommend Chantelle highly enough. A huge thank you Chantelle 🙏
Smile No. 371
Loan Option
Mary Ann Luague
4 days ago

Pan Bhandge was very efficient and professional. The transaction was seamless and fast I never have to worry about anything. I'm very very busy so that matters. Not only did I get a good fair deal, it saves me from looking around.

Thank you Pan. You deserve the five star

Smile No. 372
Loan Option
Mrskat Charman
4 days ago
Pan was a great help in finding me the right personal loan. He always kept me up to date with the process and was alway available should I have any questions. I really recommend Loan Options. Excellent service thanks again Pan?
Smile No. 373
Loan Option
Paul Ciantar
4 days ago
Great service quick and easy so much better than a big bank ???
Smile No. 374