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More Success.


Loan Option
Business builders
Expanding Your Business
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Balance the grind
CEO Founder Interview
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spotify podcast
Talks Good & Bad Debt
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busy continent
Disruptor Launches Intelligent Loans
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australian fintech
Instant Finance Platform
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The Adviser
Fintech Reveals FY22 Results

More Control

We make it simple for you. There are three easy steps to follow when applying

Step 1

Input.

Input your information in our AI options tool and it will calculate and present you with the best options available!

Remember, the more information you provide, the more accurate your loan options will be.

Loan Option
Step 2

Compare.

Let our AI options tool do the work instantly! No waiting around!

With over 60 Lenders, our AI options tool will curate and personalise the best results based on your priorities.

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Step 3

Your Choice.

Now the easy part! Pick from the list and if you need further clarity, the platform can provide you with a granular level of detail to help find what you are looking for.

For a more personal touch our Customer Service Consultants are available to talk to you.

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More Secrets.

Discover the villains, their schemes & how they do it behind your back!

The loans marketplace can be a confusing one and to add to that,
there are secrets the industry villains DON’T want you to know.

Loan Option
Loan Option

“There can only be one lender”

If you are ok with limiting your choices and just being a number, then the bank is the way to go. Often chasing big customers and bigger profits, you can expect hidden fees and lack of transparency. If you do not fit their borrower profile, bespoke solutions will be limited.

Loan Option
Loan Option

“Choice is just an illusion”

Your options may be limited depending on the broker. Incentivised by commissions, rather than solving customer problems. Choice may be an illusion, with some broker's allegiances falling with major banks.

Loan Option
Loan Option

“It’s the last car I have”

Notorious for the upsell, the car salesman is that last person you want to talk credit with! Getting your car financing can be limited to a few lenders with no transparency on the rates or hidden fees.

This lot tends to focus on selling you the car rather than getting you the best bang for your buck!

Loan Option
Loan Option

“Buy now, pay later”

The Predators of the loan market. With their high fees and often cater more to the short-term customer. There are better matching with short-term lenders without receiving funding which could impact your credit score.

With no root cause advice, you may get yourself stuck in this endless cycle.

Loan Option
Loan Option
Loan Option
Loan Option
Loan Option

More Savings.

Finding the right personal loan doesn’t need to be complicated.

Loan Option

We’re fast...
like super duper fast

Submit your whole loan application within 8 minutes and get instant pre-approval.

Loan Option

No hidden stuff...
cause that ain’t cool

We show you what others won't. Highlighting all fees associated with each lender. Pick products from over 60+ major lenders.

Loan Option

Badass loan...
for a badass customer

Using AI Technology, our matching of the most tailored loan to your financial position.

Loan Option

We’re fast...
like super duper fast

Submit your whole loan application within 8 minutes and get instant pre-approval.

Loan Option

No hidden stuff...
cause that ain’t cool

We show you what others won't. Highlighting all fees associated with each lender. Pick products from over 60+ major lenders.

Loan Option

Badass loan...
for a badass customer

Using AI Technology, our matching of the most tailored loan to your financial position.

More Smiles.

5/5 Rating
383 reviews
Loan Option
5 star reviews

More than 383 smiles, laughs & warcries

See Testimonials
stay cool, stay coolLoan Option
>
Kaos Ludovic
7 months ago
From the introduction to my broker and the closing of the deal I felt like I was in such good hands. Jason, was extremely contactable, really heard every detail of what I required in a finance option, and made sure we went through all of the best options to suit my needs. The turn around time was the fastest I’ve ever experienced and there was ZERO hassle. I cannot express how pleased I am with this service. I appreciated the straight up honesty around what was realistic and workable within my budget and I didn’t feel for a second that I was just another number and just a quick buck like I have felt in my other lending experiences. I felt full trust in Jason’s ability. This was much more than just a finance broker. Jason’s connections and network even looked at sourcing the right car, provided backgrounds and details on many vehicles and even worked with other dealers to get me a price well above what any other dealerships were trying to extort me with. I didn’t feel rushed into anything, pressured, and I felt truly advocated for, with what my best interests were. As you get older, you learn the hard way with being constantly exploited and you end up finding the right people. This is a service I will now stay with for any future financing options. Thanks again, it’s hard to find good hearted people with good intentions.
Smile No. 451
>
Sam Kent
3 months ago
Pan has been absolutely amazing. Pan was very patient with me whilst waiting for my new licence to arrive (kids accidentally threw my purse in the bin). This held up my loan but Pan went to great lengths to make the process as easy and stress free as possible for me. Best broker I have ever dealt with and will be happy to recommend you to all my family and friends. Thank you so much for all your help, I’ll definitely be back
Smile No. 450
>
Sousake1
a month ago
Recently took out a loan and was partnered with Natasha. WOW! Natasha was an absolute legend and was on to it from the get. Extremely friendly, (great sense of humour too) understood my needs and was prompt and diligent in her approach and turn around time. Kept me informed and up to date throughout the process. Would highly recommend. The world world be a far better place with more Natasha’s!! Cheers and thank you!
Smile No. 449
>
Dylan Chandler
3 weeks ago
I had a great experience dealing with Loan options. In particular Natasha King-Gee did a fantastic job, made the process seem effortless and was extremely diligent, the communication was first class. One thing that really stood out was the care and attention to detail for getting the information over the line. I will definitely be using Loan options and in particular Natasha for my next financial adventure!
Smile No. 448
>
ash D
a month ago
Great experience and will recommend Loan Options to anyone who is looking for a responsive and professional service. Each member know what they are doing and will carefully listen to your needs. Each person know what they are doing and responds to your query as soon as they can, which is highly appreciative. Starting from the initial call from Lolita to understand the needs of the loan, Farah, lending specialist and Jason, who is the expert helps me to secure a loan with ease, especially during the holiday season. Special shout out to Farah and Jason for all the hard work. Great people and great service.
Smile No. 447
stay cool, stay coolLoan Option

More than 383 smiles, laughs & warcries

Loan Option
Kaos Ludovic
7 months ago
From the introduction to my broker and the closing of the deal I felt like I was in such good hands. Jason, was extremely contactable, really heard every detail of what I required in a finance option, and made sure we went through all of the best options to suit my needs. The turn around time was the fastest I’ve ever experienced and there was ZERO hassle. I cannot express how pleased I am with this service. I appreciated the straight up honesty around what was realistic and workable within my budget and I didn’t feel for a second that I was just another number and just a quick buck like I have felt in my other lending experiences. I felt full trust in Jason’s ability. This was much more than just a finance broker. Jason’s connections and network even looked at sourcing the right car, provided backgrounds and details on many vehicles and even worked with other dealers to get me a price well above what any other dealerships were trying to extort me with. I didn’t feel rushed into anything, pressured, and I felt truly advocated for, with what my best interests were. As you get older, you learn the hard way with being constantly exploited and you end up finding the right people. This is a service I will now stay with for any future financing options. Thanks again, it’s hard to find good hearted people with good intentions.
Smile No. 451
Sam Kent
3 months ago
Pan has been absolutely amazing. Pan was very patient with me whilst waiting for my new licence to arrive (kids accidentally threw my purse in the bin). This held up my loan but Pan went to great lengths to make the process as easy and stress free as possible for me. Best broker I have ever dealt with and will be happy to recommend you to all my family and friends. Thank you so much for all your help, I’ll definitely be back
Smile No. 450
Sousake1
a month ago
Recently took out a loan and was partnered with Natasha. WOW! Natasha was an absolute legend and was on to it from the get. Extremely friendly, (great sense of humour too) understood my needs and was prompt and diligent in her approach and turn around time. Kept me informed and up to date throughout the process. Would highly recommend. The world world be a far better place with more Natasha’s!! Cheers and thank you!
Smile No. 449
Dylan Chandler
3 weeks ago
I had a great experience dealing with Loan options. In particular Natasha King-Gee did a fantastic job, made the process seem effortless and was extremely diligent, the communication was first class. One thing that really stood out was the care and attention to detail for getting the information over the line. I will definitely be using Loan options and in particular Natasha for my next financial adventure!
Smile No. 448
ash D
a month ago
Great experience and will recommend Loan Options to anyone who is looking for a responsive and professional service. Each member know what they are doing and will carefully listen to your needs. Each person know what they are doing and responds to your query as soon as they can, which is highly appreciative. Starting from the initial call from Lolita to understand the needs of the loan, Farah, lending specialist and Jason, who is the expert helps me to secure a loan with ease, especially during the holiday season. Special shout out to Farah and Jason for all the hard work. Great people and great service.
Smile No. 447

More You.

Banks see you as just a number in their system

Customer number
471
Loan Option
Customer Rating
4/5

The Real You.

We see & value you as the weird human you are...

Simple...

Build a long term relationship with a company that values all the things that make you, you.

& Badass

Our consultants are more than happy to take you through the process!

Settled a loan, but need help?

We are always happy to assist in any questions or enquiries
whether you’re looking for a loan or already have one.