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Enjoy A 50% Faster Loan Journey.

We've levelled up our AI game, making it faster for you to compare options
from over 75 banks and lenders with no impact to your credit score

More Awards.

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best for wedding finance
2024 finalist
WeMoney
award wemoneybest for dental finance 2024
best for dental finance
2024 finalist
WeMoney
award wemoneybest broker of of the Year (Asset Finance) 2024
Broker of
of the Year (Asset Finance)
2024
WeMoney
award wemoney best Best Medium Size Broker 2024
Best Medium Size Broker of
of the Year (Asset Finance)
2024
WeMoney
award wemoney Best Digital first broker 2024 finalist
Best Digital
first broker
2024 finalist
WeMoney
award WeMoney Best for Innovation 2024
Best for
Innovation
2024
WeMoney
Award WeMoney Best for equipment and commercial finance 2024
Best for
equipment and
commercial finance
2024
WeMoney
Award WeMoney
Best for
Medical Finance
2024 Finalist
WeMoney
Award WeMoney
Industry Supplier
of the Year
2023
FBAA
Award WeMoney
Broker of the year
(asset Finance)
2023
WeMoney
Award WeMoney
best medium-size brokerage
(asset finance)
2023
WeMoney
Award WeMoney
best digital first broker
(car loans)
2023
WeMoney
Award WeMoney
best for innovation
2023 finalist
WeMoney
FINNIES Award fintech awards 2023 finalist
fintech awards
2023 finalist
FINNIES
The Advisor BETTER BUSINESS AWARDS 2023
BETTER BUSINESS
AWARDS 2023
The Advisor
CAFBA Award Emerging Broker of the Year 2022
Emerging Broker of
The Year 2022
CAFBA
Awards Business News young ENTREPRENEUR of the year 2022
young
ENTREPRENEUR
of the year 2022
Business News
Australia
Awards NFC Aggregation RISING STAR 2022
RISING STAR 2022
NFC Aggregation
NFC Aggregation
MVP 2021
NFC Aggregation
NFC Aggregation Best emerging broker 2021
Best emerging
broker 2021
NFC Aggregation
Connective Rising Star 2020
Rising Star 2020
Connective

More Success.


Loan Option
Business builders
Expanding Your Business
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Balance the grind
CEO Founder Interview
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spotify podcast
Talks Good & Bad Debt
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busy continent
Disruptor Launches Intelligent Loans
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australian fintech
Instant Finance Platform
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The Adviser
Fintech Reveals FY22 Results

More Control.

We make it simple for you. There are three easy steps to follow when applying

Step 1

Input.

Input your information in our AI options tool and it will calculate and present you with the best options available!

Remember, the more information you provide, the more accurate your loan options will be.

Loan Option
Step 2

Compare.

Let our AI options tool do the work instantly! No waiting around!

With over 60 Lenders, our AI options tool will curate and personalise the best results based on your priorities.

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Step 3

Choose.

Now the easy part! Pick from the list and if you need further clarity, the platform can provide you with a granular level of detail to help find what you are looking for.

For a more personal touch our Customer Service Consultants are available to talk to you.

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More Secrets.

Discover the villains, their schemes & how they do it behind your back!

The loans marketplace can be a confusing one and to add to that,
there are secrets the industry villains DON’T want you to know.

Loan Option
Loan Option

“There can only be one lender”

If you are ok with limiting your choices and just being a number, then the bank is the way to go. Often chasing big customers and bigger profits, you can expect hidden fees and lack of transparency. If you do not fit their borrower profile, bespoke solutions will be limited.

Loan Option
Loan Option

“Choice is just an illusion”

Your options may be limited depending on the broker. Incentivised by commissions, rather than solving customer problems. Choice may be an illusion, with some broker's allegiances falling with major banks.

Loan Option
Loan Option

“It’s the last car I have”

Notorious for the upsell, the car salesman is that last person you want to talk credit with! Getting your car financing can be limited to a few lenders with no transparency on the rates or hidden fees.

This lot tends to focus on selling you the car rather than getting you the best bang for your buck!

Loan Option
Loan Option

“Buy now, pay later”

The Predators of the loan market. With their high fees and often cater more to the short-term customer. There are better matching with short-term lenders without receiving funding which could impact your credit score.

With no root cause advice, you may get yourself stuck in this endless cycle.

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Loan Option
Loan Option
Loan Option
Loan Option
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More Savings.

Finding the right personal loan doesn’t need to be complicated.

Loan Option

We’re fast...
like super duper fast

Submit your whole loan application within 8 minutes and get instant pre-approval.

Loan Option

No hidden stuff...
cause that ain’t cool

We show you what others won't. Highlighting all fees associated with each lender. Pick products from over 60+ major lenders.

Loan Option

Badass loan...
for a badass customer

Using AI Technology, our matching of the most tailored loan to your financial position.

Loan Option

We’re fast...
like super duper fast

Submit your whole loan application within 8 minutes and get instant pre-approval.

Loan Option

No hidden stuff...
cause that ain’t cool

We show you what others won't. Highlighting all fees associated with each lender. Pick products from over 60+ major lenders.

Loan Option

Badass loan...
for a badass customer

Using AI Technology, our matching of the most tailored loan to your financial position.

More Smiles.

5/5 Rating
788 reviews
Loan Option
5 star reviews

More than 788 smiles, laughs & warcries

See Testimonials
stay cool, stay coolLoan Option
Jivesh Kumar
a month ago
I had an amazing experience our broker Prashant! He helped me achieve a great deal. He ensured that I was satisfied with what I was being offered, he is very quick and prompt. I highly recommend him to anyone needing a loan.
Smile No. 821
Hannah Young
3 weeks ago
Brooke was extremely helpful in assisting me with my first personal loan. She helped make the process easy going and was always a text or phone call away if I had any questions, big or small. I would highly recommend Brooke and her team to anyone 🙌🏼
Smile No. 820
Michelle King
a month ago
We recently had the pleasure of having Eugene assist us with our loan. From the moment we spoke with him, he displayed unmatched professionalism and expertise. His deep understanding of the market and dedication to finding the best solution for his clients is truly commendable. Eugene guided us through every step of the process with patience and clarity, ensuring we fully understood our options. He was always one step ahead and extremely efficient! Thanks to his strategic advice, we secured a great deal in a timely manner. I can't thank Eugene enough for all his help and would highly recommend him to anyone needing financial assistance!
Smile No. 819
Luca Garzaniti
in the last week
I had an amazing experience with loan options ai. I had the pleasure of dealing with Lauryn who’s an absolute champion! Very attentive and prompt to help me choose an option catered to me! She was more than happy to answer any questions I had and made the whole process easy to navigate. Highly recommend !!!!
Smile No. 818
PMA
3 weeks ago
I can't say enough good things about Brandon's customer service and loan process. From the moment I contacted him, he was incredibly responsive, knowledgeable, and supportive throughout the entire loan process. Brandon's attention to detail and dedication to ensuring a smooth experience were evident at every step. He went above and beyond to address any questions or concerns I had, making me feel confident and valued as a customer. I highly recommend Brandon for anyone looking for exceptional service and expertise in their loan process. Five stars all the way!
Smile No. 817
stay cool, stay coolLoan Option

More than 788 smiles, laughs & warcries

Loan Option
Jivesh Kumar
a month ago
I had an amazing experience our broker Prashant! He helped me achieve a great deal. He ensured that I was satisfied with what I was being offered, he is very quick and prompt. I highly recommend him to anyone needing a loan.
Smile No. 821
Hannah Young
3 weeks ago
Brooke was extremely helpful in assisting me with my first personal loan. She helped make the process easy going and was always a text or phone call away if I had any questions, big or small. I would highly recommend Brooke and her team to anyone 🙌🏼
Smile No. 820
Michelle King
a month ago
We recently had the pleasure of having Eugene assist us with our loan. From the moment we spoke with him, he displayed unmatched professionalism and expertise. His deep understanding of the market and dedication to finding the best solution for his clients is truly commendable. Eugene guided us through every step of the process with patience and clarity, ensuring we fully understood our options. He was always one step ahead and extremely efficient! Thanks to his strategic advice, we secured a great deal in a timely manner. I can't thank Eugene enough for all his help and would highly recommend him to anyone needing financial assistance!
Smile No. 819
Luca Garzaniti
in the last week
I had an amazing experience with loan options ai. I had the pleasure of dealing with Lauryn who’s an absolute champion! Very attentive and prompt to help me choose an option catered to me! She was more than happy to answer any questions I had and made the whole process easy to navigate. Highly recommend !!!!
Smile No. 818
PMA
3 weeks ago
I can't say enough good things about Brandon's customer service and loan process. From the moment I contacted him, he was incredibly responsive, knowledgeable, and supportive throughout the entire loan process. Brandon's attention to detail and dedication to ensuring a smooth experience were evident at every step. He went above and beyond to address any questions or concerns I had, making me feel confident and valued as a customer. I highly recommend Brandon for anyone looking for exceptional service and expertise in their loan process. Five stars all the way!
Smile No. 817

More You.

Banks see you as just a number in their system

Customer number
471
Loan Option
Customer Rating
4/5
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The Real You.

We see & value you as the weird human you are...

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Simple...

Build a long term relationship with a company that values all the things that make you, you.

& Badass

Our consultants are more than happy to take you through the process!

Settled a loan, but need help?

We are always happy to assist in any questions or enquiries
whether you’re looking for a loan or already have one.