November 21st, 2024

Toyota HiLux 2025: Compare Car Loans

The 2025 Toyota HiLux has arrived, redefining what we know about durability, performance, and innovation in the world of utility vehicles. As Australia's best-selling ute for nearly a decade, the HiLux maintains its legendary status by offering new features and improved efficiency. If you’re a prospective buyer, then you need to consider how you’re going to finance this investment effectively. LoanOptions.ai lets you compare car loans across over 80 lenders fast, giving you the best options suited to your circumstances with completely no effect on your credit score!

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About the 2025 Toyota HiLux

The 2025 Toyota HiLux continues to deliver on the brand’s reputation for reliability and rugged capability, but with a host of new enhancements. From off-road powerhouses to daily drivers, the new HiLux lineup has something for everyone. The 2025 HiLux features updated aesthetics, advanced technology, and the much-anticipated V-Active hybrid diesel system that optimises fuel efficiency and performance.

Toyota HiLux Brand History

The Toyota HiLux: A Legacy of Reliability and Versatility

The Toyota HiLux, first launched in 1968, has become a symbol of reliability and versatility. Known for its ability to tackle Australia’s toughest terrains, it has evolved through generations to include advanced safety features, hybrid technology, and luxury trims. Over the years, the HiLux has maintained its strong reputation, despite growing competition from other brands. The Toyota Hilux has won the crowning achievement of Australia’s #1 top-selling vehicle and ute for 7 years in a row from 2016 to 2022 before later getting overtaken by the Ford Ranger.

The Toyota HiLux Workmate in particular has become iconic, as the classic Australian tradie work ute. While the higher-end models such as the Rogue and GR-Sport have grown a legacy as a high-performing off-roader vehicle for weekend nature trips for families, couples, and singles that like to explore.

With the new 2025 model, Toyota continues to innovate while holding onto the rugged legacy that makes the HiLux one of Australia’s top choices.

New HiLux Engine and Performance

One of the most significant updates to the 2025 HiLux is the introduction of the V-Active 48V plug-in hybrid technology. This system pairs a 2.4-litre four-cylinder turbo-diesel engine with a 36kW electric motor. While the engine’s power remains at 150kW and 500 Nm of torque, the V-Active system enhances smoothness, acceleration, and fuel economy.

Plug-in hybrids (PHEVs) use batteries to power an electric motor and another fuel to power an internal combustion engine. PHEVs rely primarily on electric power from a battery that you can recharge using a built-in cable. Once the battery is out of power, the car uses gasoline to continue to run.

Toyota claims up to a 9.5% improvement in fuel efficiency with this change, making it a possible standout in the competitive ute segment. However, many car manufacturers are likely to release more fuel-efficient and hybrid options next year, in line with new Australian emission standards. So it’s not currently clear where the HiLux 2025 will stand against its next-gen competitors.

Reduced Carbon HiLux Engines to Meet Australian Emission Laws -

Australian Emission Laws are forcing car manufacturers that want to do business with Australia to reduce carbon emissions from new light vehicles to 105 g/km in 2025 (from the current level of 192 g/km).

Light vehicles are all vehicles that are up to or under 4.5 tonnes in gross vehicle mass (GVM). This same criteria applies to light commercial vehicles. With an approximate 3.05 tonnes GVM across models and specific design for carrying goods, the Toyota Hilux series are classified as ‘light commercial vehicles.’ Because of these new laws, we can predict that Toyota will be releasing more carbon-conscious engines in the latest Toyota Hilux range, for 2025.

The HiLux’s design is familiar yet refined. With new features like a redesigned front grille, enhanced LED lighting, and a premium interior package option for SR5 and Rogue variants.

  • Glacier White
  • Frosted White
  • Graphite
  • Stunning Silver
  • Eclipse Black
  • Feverish Red
  • Oxide Bronze
  • Nebula Blue
  • Saturn Blue

Inside the Toyota Hilux 2025

Entertainment -

Standard features include an 8.0-inch touchscreen with Apple CarPlay and Android Auto, wireless phone charging, and a 360-degree camera view for improved safety and convenience.

The HiLux’s cabin offers a balance of utility and comfort, with multiple USB ports, dual-zone climate control, and improved ergonomics. Despite some critiques of rear seat space, especially for taller passengers, the HiLux remains a leader in build quality and durability.

It boasts a 3500kg towing capacity and up to 900 kg payload rating, making it ideal for both commercial and recreational use.

Car Specifications and Features

CategorySpecification
Engine2.8-litre Four-Cylinder Turbo-Diesel + V-Active 48V Hybrid
Power Output150 kW
Torque500 Nm
Fuel Efficiency9.5% improvement over previous models
TransmissionAutomatic
Towing Capacity3500 kg
Payload Capacity900 kg
Drivetrain4WD
Interior FeaturesPremium interior package (SR5 & Rogue), Dual-zone climate control, Multiple USB ports
Infotainment System8.0-inch touchscreen, Apple CarPlay, Android Auto
Additional FeaturesWireless phone charging, 360-degree camera view, Enhanced LED lighting
Safety360-degree camera view, Improved safety features
Exterior DesignRedesigned front grille, LED lighting enhancements
SeatingImproved ergonomics, Limited rear seat space for taller passengers

More information on specifications and trims for the Toyota Hilux 2025 will be announced closer to the release date.



Price Range for the 2025 Toyota HiLux

$26,475 - $63,080

The 2025 Toyota HiLux comes in various trims, starting from the basic Single Cab Workmate at $26,475 and reaching up to the top-of-the-line GR-Sport Dual Cab at $74,990. For the SR5 V-Active variant, prices start at $60,580 and can increase to $63,080 with the premium interior package.

While this price range might seem steep, it reflects the HiLux’s enduring quality and performance, making it a solid investment for those seeking a robust workhorse or family vehicle.



Toyota Hilux GR-S 2024 vs Other Utes on Sale

Comparing 2024 Australia’s best-selling utes
FeatureToyota Hilux GR-S 2024Ford Ranger Raptor 2024Isuzu D-MAX 4x4 X-Terrain Crew Cab Ute
Drive Away Price (Indicative)$79,216 - $83,214$94,746 - $99,653$75,409 - $78,268
Body Type4x4 Double-Cab, 4 doors, 5 seatsDual Cab, 4 doors, 5 seatsCrew Cab Ute, 4 doors, 5 seats
Fuel Efficiency (Combined)8.1 L/100km11.0 L/100km8.0 L/100km
Engine TypeTurbocharged 2.8L, 4-cylinder, DieselTurbocharged 3.0L V6, Petrol3.0L Turbo-Diesel, 4-cylinder
Power (kW)165 kW292 kW (405 hp)140 kW
Torque (Nm)550 Nm583 Nm450 Nm
Transmission6-speed automatic with paddle shifters10-speed automatic, e-Shifter, Electronic Park Brake6-speed automatic sequential sports mode
Drive Type4x4Full-Time 4WD4x4
Braked Towing Capacity3,500 kg2,500 kg3,500 kg
Gross Vehicle Weight3050 kg3130 kg3100 kg
Kerb Weight2270 kg2473 kg2170 kg
Power to Weight Ratio72.7 kW/t118 kW/t64.5 kW/t
Fuel Tank Capacity80 L80 L76 L
Interior FeaturesPremium 9-speaker audio system, 8" touchscreen, Wired Android Auto and Apple CarPlay, Bluetooth streamingSelectable Drive Modes, Paddle Shifters, 12-inch Centre Touchscreen9" Display w/ Apple CarPlay®, Android Auto™, Voice Recognition
Safety RatingUnrated. (ANCAP 5-Star Safety Rating for all other variants of Toyota Hilux. Toyota doesn’t seek safety rating for any of its GR vehicles)Unrated. (ANCAP 5-Star Safety Rating for all other variants of Ford Ranger).ANCAP 5-Star Safety Rating (2022) for Isuzu D-Max
Warranty5 years/unlimited km (Toyota Warranty Advantage). Has ‘Toyota Safety Assist’.5 years/unlimited km6 years/150,000 km (whichever occurs first)

Drive away prices listed above from Carsales.com.au.

When comparing the 2025 Toyota HiLux to its 2024 competitors, the key differentiators are its hybrid technology, build quality, and Toyota’s extensive dealer network.

While the Ford Ranger has gained ground with a more spacious interior and innovative tech features, the HiLux’s reputation for reliability and resale value remains unmatched.



Toyota Hilux 2025 finance rates compared

Toyota Hilux Model (2025)Estimated CostMonthly Repayments (6% p.a. interest)Monthly Repayments (8% p.a. interest)Monthly Repayments (10% p.a. interest)
GR-Sport (4x4)$73,990$1430$1500$1572
GR-Sport TWO-Tone (4x4)$74,990$1450$1521$1592
Rogue 48V (4x4)$71,530$1383$1450$1530
Rogue (4x4)$70,760$1368$1435$1503
SR5 48V (4x4)$60,580$1171$1228$1287
SR 48V (4x4)$56,210$1087$1140$1194

These car loan repayment examples above are calculated using a fixed-interest rate over 5 years and the estimated cost of the vehicles as of October 2024. These estimates do not include additional fees lenders might charge.



Comparing Finance Rates and Loan Options

When considering financing for your new HiLux, it’s crucial to explore all options to ensure you get the best deal. Interest rates for car loans in Australia typically range from 3% to 9% depending on factors like your credit score, loan term, and lender. A secured car loan, where the vehicle is used as collateral, often results in lower interest rates compared to unsecured loans.

For those looking to finance a 2025 Toyota HiLux, it’s advisable to do your research and compare your options. LoanOptions.ai offers you the tools with our proprietary AI loan matching technology to compare car loans from over 80+ lenders, giving you personalised options tailored to your goals and financial circumstances.

If you need assistance, you can consult with one of our human financial advisors to help you input your information and best understand your options.

Applying for a Car Loan for Toyota Hilux 2025



Toyota Hilux Car Loans Eligibility

  • Minimum age: 18 years
  • Australian citizenship or permanent residency
  • Stable income
  • Satisfactory credit score
  • *More terms and conditions based on the loan and vendor

How to Apply

Applying for a car loan for the new 2025 Toyota HiLux is a straightforward process through LoanOptions.ai. Go through our compare car loan AI calculator and fill out your application information to be matched with personalised options suited to you. After our latest update, V3.0, this process has also become much faster. Through Optical Character Recognition (OCR) technology, AI and third-party partners, we’ve cut the time of applications to around 5 minutes.

Through a soft credit check (with absolutely no impact on your credit score) and taking into note other factors, we’ll match you with some of the best car loan options so you can borrow what you need to, and get ready to purchase the latest edition of Toyota Hilux for 2025.

You’ll also have the assistance of our experienced finance brokers to help you navigate through the process and understand any other fees or policies that you might need to anticipate.

  • Input your information into the AI options tool
  • Compare personalised car loan options
  • Choose from the list and get granular details through the platform. Or call our helpful humans!

Once you have selected your ideal loan option, you can submit for fast approval (in some cases, instant pre-approval). You will be able to track the progress of your loan once it’s submitted. When the loan is approved, you’ll receive the amount in your account.

Financing Options for the Toyota HiLux 2025

With various financing options available, it’s essential to choose one that aligns with your financial goals. Here’s a look at the most popular finance options:

Green Car Loans

As the next generation of Toyota HiLux in 2025 will be plug-in hybrid vehicles, you can consider going with a green car loan and enjoy lower interest rates, reduced fees, and flexible terms. This gives you the advantage of being able to save on costs while supporting sustainable driving—it's the smart way to own Toyota’s latest eco-friendly powerhouse. Plus, many lenders offer added perks, such as extended repayment terms.

Chattel Mortgages

If you’re a business owner or self-employed and plan to use the HiLux for business purposes, a chattel mortgage can provide tax benefits such as deductions on interest and depreciation. This loan type allows you to retain ownership of the vehicle, making it ideal for those who want to build assets for their business.

Low Documentation Loans

For those with non-traditional income or limited financial history, a low-doc loan might be suitable. This option requires less paperwork and is tailored to self-employed individuals or business owners.

Novated Lease

A novated lease is a smart choice if you want your vehicle payments to come out of your pre-tax income, reducing your taxable salary and potentially saving thousands in tax. It also bundles running costs like fuel, maintenance, and insurance into one payment.

Secured Car Loans

These loans typically offer lower interest rates because the vehicle is used as security. This is ideal for the HiLux, as the robust resale value lowers the lender’s risk.

Unsecured Car Loans

While offering more flexibility, unsecured loans tend to have higher interest rates since they don’t use the vehicle as collateral.

Balloon Payments

This option reduces monthly payments but requires a larger sum to be paid at the end of the loan term.



Get Ready to Own the next generation of Toyota HiLux

With a robust history, cutting-edge technology, and a range of financing options, the 2025 Toyota HiLux is ready to meet the demands of any driver. By comparing car loans, understanding the different finance options available, and planning your budget, you’ll be set to drive away with a brand-new HiLux that suits both your lifestyle and financial situation.

For more information on the 2025 Toyota HiLux or to start comparing car loans, visit Loanoptions.AI today and get one step closer to owning Australia’s favourite ute.

Juilan

Julian Fayad

12:37pmMay 30th, 2024

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The V-Active 48V hybrid system pairs a diesel engine with a 36kW electric motor, enhancing smoothness, acceleration, and fuel economy. It operates primarily on electric power, and when the battery is depleted, the diesel engine takes over. This combination results in a more efficient and responsive driving experience.
The 2025 Toyota HiLux is available in multiple trims: Standard, SR5, and Rogue. Each offers unique features tailored to various driving needs, from workhorse capabilities to luxury off-road experiences.
The 2025 HiLux comes in a range of striking colours, including Glacier White, Frosted White, Graphite, Stunning Silver, Eclipse Black, Feverish Red, Oxide Bronze, Nebula Blue, and Saturn Blue.
You can choose from several financing options, including secured car loans, chattel mortgages for businesses, novated leases for pre-tax payments, and low-doc loans for self-employed individuals. Compare these options through LoanOptions.ai to find the best fit for your financial situation.
The general eligibility criteria for car loans include being over 18 years old, having Australian citizenship or permanent residency, a stable income, and a satisfactory credit score. Additional terms and conditions may vary depending on the lender.
The 2025 HiLux stands out with its hybrid technology, robust build quality, and reliable performance. While competitors like the Ford Ranger offer more spacious interiors and higher power outputs, the HiLux maintains a strong reputation for durability and resale value.
The new HiLux can tow up to 3500 kg and has a payload capacity of up to 900 kg, making it suitable for both commercial and recreational use.
You can apply for a car loan through LoanOptions.ai by using their AI-powered loan comparison tool. The application process is quick and easy, taking only about 5 minutes, with no impact on your credit score. You'll be matched with personalised options based on your financial circumstances.

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