November 21st, 2024

Ford Ranger Raptor 2025: Compare Car Loans

With impressive power, smart customisable drive features, a sturdy adaptable chassis and stylish fighter-jet style seating—-Ford’s 2025 Ranger Raptor is sledged to win Australia's #1 best selling vehicle and dual-cab ute again, next year. Here we’ll break down what you need to know: about the ute and how to finance it, so you’re ready to finance and own Ford’s most performance-orientated Ranger model when it hits the market next year.

Keen to start planning ahead? We can help you get ready. Use our car loan calculator, discover your loan capacity and explore your financing options ahead of time. With absolutely no effect on your credit score!

Ford Ranger Raptor 2025 loans australia
Starting Your Car Loan.
$
years

About Ford Ranger Raptor 2025

The 2024 Ford Ranger Raptor is already a beast unleashed—a thrilling mix of raw power, cutting-edge tech, and rugged durability that’s ready to take on just about anything you throw at it. Under the hood, it packs a monstrous 3.0-liter twin-turbo V6, cranking out 292 kW (around 391 horsepower) and 583 Nm of torque. This engine, built using lightweight and strong compacted graphite iron (the same stuff found in Ford’s NASCAR racers), delivers spine-tingling power, making this Raptor the most potent Ranger Ford has ever created.

Paired with a slick 10-speed automatic transmission, each gear has its own boost profile to ensure lightning-quick shifts. And thanks to the race-bred anti-lag system, the throttle stays wide open to keep the power at your fingertips, whether you’re blasting out of a corner or punching it on a straightaway. It will take you sweetly from 0 to 60 mph in just under 6 seconds. It’s instant adrenaline whenever you need it.

Ford Australia called the 2024 model their toughest and most capable Ranger Raptor when it came out. Given all the changes for the 2024 Raptor, most car experts don’t expect the 2025 Ranger Raptor 2025 to see massive changes.

Still the Ford Ranger Raptor is expected to be redesigned for 2025, with an all-new designed interior, loads of new tech features and available turbocharged V6 engines to enhance what the previous vehicle was already capable of.

Ford Ranger Raptor 2025 Interior

Building on a Legacy of Australia’s Favourite Vehicle

The Toyota Hilux has held the title for seven consecutive years straight from 2016 to 2022. But in 2023, the Ford Ranger series knocked out the Hilux from its spot and took the title for Australia’s best selling vehicle (and dual-cab ute) for the year.

So far, in June 2024 the Ford Ranger 2024 is poised to take the throne again.

The Ford Ranger Raptor is Ford’s flagship of the Ranger series. The Ranger Raptor, 4x4 dual-cab ute, is the performance-orientated model (most utilitarian all-terrain off-roader) of the series—with the capability to be the family car for adventures, family hauling, getting groceries, carrying furniture and navigating difficult roads or terrain.

It’s also the most expensive of all the Ford Ranger models, beating the luxury Ford Ranger Platinum. However, we don’t expect this to cut down on demand from trends we’ve seen already. Of the 35,000+ Ford Rangers 2024 sold so far (by the end of June), a good portion of sales we expect to have been the Ford Ranger Raptor. Likewise, we expect high demand out of the 2025 Ford Ranger Raptor.

Ford Motor Company: The Makers of the Ranger Raptor

Ford Motor Company is the US’s second-largest automaker, just behind General Motors. It's currently the sixth-largest automobile manufacturer in the world.

Ford Australia is the Australian subsidiary of the Ford Motor Company. Founded in 1925, Ford Australia produced vehicles in a factory both in Victoria. Ford Falcons were fully Australian designed, from 1972-2016.

In 2016, Ford factory production in Australia stopped in the face of astronomical rising prices from manufacturing and not enough demand in sales. However, the company did not pull out from Australia.

Ford Performance: The Developers of the Engine

Ford Performance, the high-performance division of the Ford Motor Company that overlooks Ford’s motorsports and racing involvement, were the experts behind the development of the 2025 Ford Ranger Raptor’s next-gen engine.

They also uniquely tuned the vehicle’s shock absorbers, to offer a notoriously smooth drive and performance, no matter the conditions.

Why is it called ‘Raptor’?

Ford uses the nameplate ‘Raptor’ for its highest-performance versions of its vehicles: F-150, Ranger, and Bronco. The name draws on reference to birds of prey, with inferences to their speed, agility, swiftness, and toughness to quickly cut through the wind and hunt for food.

Ford Ranger Raptor 2025 Engine and Performance

The Ford Ranger Raptor 2024 carries the most powerful engine in the Ranger series that Ford has ever built. If there’s no amendments made to it as automobile insiders are predicting, than the Ford Ranger 2025 will also have a 3.0-litre V6 Twin-Turbo EcoBoost.

EcoBoost is a Ford series of turbocharged, direct-injection gasoline engines that are designed specifically for greater torque, greater horsepower and even greater fuel efficiency. The engine produces up to 292kW at 5650 rpm and 583 Nm of torque at 3500 rpm.

It’s made using the same high-performance materials that Ford Performance uses in NASCAR racing engines—a compacted graphite iron block that is lighter and stronger than the typical cast iron engine.

The Ford Ranger Raptor 2025 will also contain different drive, damper, steering and exhaust modes that lets you customise everything. See more listed below.

Selectable Drive Modes - on and off the road

This thing is built for serious terrain. With seven drive modes, it can tackle anything from a paved road to the wildest off-road conditions. Need a bit more thrill? Flip it into Baja mode for a desert run, and you’re all set for high-speed, off-road mayhem. You’ll also love the selectable exhaust system, which lets you switch from a low-key purr to a ferocious roar with just a button—so you can wake up the neighbourhood or sneak through the trails as you like.

Toggle between modes and adjust your drive with the turn of a dial.

7 Selectable Drive Modes -
  1. Normal
  2. Sport
  3. Slippery
  4. Mud/Ruts
  5. Sand
  6. Baja
  7. Rock Crawl
  1. Normal
  2. Off-Road
  3. Sport
  1. Normal
  2. Comfort
  3. Sport
  4. Off-Road
  1. Quiet
  2. Normal
  3. Sport
  4. Baja (Baja is intended for off-road use only.)

Sophisticated Suspension

Another factor that really sets the Ranger Raptor apart from its predecessors is its next-gen suspension. Equipped with advanced Fox 2.5-inch Live Valve shocks, tuned by the experts at Ford Performance, these dampers adapt up to 500 times per second. That means the Raptor can handle everything from smooth rides to sudden impacts, stiffening the rear to reduce squat on takeoffs or absorbing harsh landings like a pro. Teflon-infused shock oil keeps it running smooth even in the roughest conditions.

Fuel Economy

The 2025 Ford Ranger Raptor is expected to run 15.69 L to 17.6 L/100km in city conditions or on highways.

This raises fuel efficiency of the Ranger Raptor, compared to the 2024 Ford Ranger Raptor which is expected to require 11 L/`100km.

Ford Ranger Raptor 2025 Interior

Front and Rear Performance Seats -
All-new jet fighter-inspired sports seats, front and back (accented leather). Prominent bolstering on the seats, offer more comfort and support during fast movements, and sharp turns.
Heated Driver and Passenger Seat for added comfort.
The Ranger Raptor is outfitted with a state-of-the-art 12.0-inch infotainment screen that offers seamless integration with Apple CarPlay and Android Auto wirelessly, and is capable of receiving over-the-air updates. Audiophiles will appreciate the superior sound quality from the 10-speaker Bang & Olufsen system. The vehicle also includes a 12.4-inch digital gauge cluster, ensuring all driving data is displayed clearly. For device charging, the Ranger Raptor includes USB-A and USB-C ports, as well as a wireless charging pad, ensuring continuous connectivity and power on the road.

Safety Features & Driver Assistance

  • Autonomous Emergency Braking w/ Junction Assist
  • Adaptive Cruise Control w/ Stop & Go
  • 360 Degree Camera, Blindspot Monitoring w/ Trailer Coverage & Cross-Traffic Assist
  • Pro-Trailer Back Up AssistTM 8

Safety Features & Driver Assistance

The Ford Ranger Raptor carries the iconic bold ‘F-O-R-D’ blazed letters across the front grille, chassis mounted bumper, and matrix LED headlamps with LED daytime running lamps. 12.4-inch customisable digital cluster.

EXTERIOR COLOURS:

  • Shadow Black
  • Arctic White
  • Meteor Grey
  • Blue Lightning
  • Code Orange
  • Conquer Grey

Car Specifications and Features

The 2025 Ford Ranger Raptor UTE with its performance-orientated build designed for a capable ride on and off road, also is expected to carry a high ticket price tag to accompany it.

Key Specifications

Specification

Details

EngineTurbocharged 3.0-litre V6
Transmission10-Speed Automatic, Full-time 4WD, e-Shifter, and Electronic Park Brake.
Power Output292 kW / 405 hp
Torque583 Nm
Maximum Braked Towing Capacity2,500kg
Expected Price$89,190
Interior FeaturesSelectable Drive Modes and Paddle Shifters. 12-inch Centre Mounted Portrait Touchscreen with SYNC®4A7 Wireless Apple CarPlay™ & Android Auto™8. All-new jet fighter-inspired sports seats, front and back, with prominent bolstering.
Release DateLate 2024 (Exact date not yet confirmed.)


Ford Ranger Raptor 2024 vs Other Utes on Sale

FeatureFord Ranger Raptor 2024Toyota Hilux GR-S 2024Isuzu D-MAX 4x4 X-Terrain Crew Cab Ute
Drive Away Price (Indicative)$94,746 - $99,653$79,216 - $83,214$75,409 - $78,268
Body TypeDual Cab, 4 doors, 5 seats4x4 Double-Cab, 4 doors, 5 seatsCrew Cab Ute, 4 doors, 5 seats
Fuel Efficiency (Combined)11.0 L/100km8.1 L/100km8.0 L/100km
Engine TypeTurbocharged 3.0L V6, PetrolTurbocharged 2.8L, 4-cylinder, Diesel3.0L Turbo-Diesel, 4-cylinder
Power (kW)292 kW (405 hp)165 kW140 kW
Torque (Nm)583 Nm550 Nm450 Nm
Transmission10-speed automatic, e-Shifter, Electronic Park Brake6-speed automatic with paddle shifters6-speed automatic sequential sports mode
Drive TypeFull-Time 4WD4x44x4
Braked Towing Capacity2,500 kg3,500 kg3,500 kg
Gross Vehicle Weight3130 kg3050 kg3100 kg
Kerb Weight2473 kg2270 kg2170 kg
Power to Weight Ratio118k W/t72.7 kW/t64.5 kW/t
Fuel Tank Capacity80 L80 L76 L
Interior FeaturesSelectable Drive Modes, Paddle Shifters, 12-inch Centre TouchscreenPremium 9-speaker audio system, 8" touchscreen, Wired Android Auto and Apple CarPlay, Bluetooth streaming9" Display w/ Apple CarPlay®, Android Auto™, Voice Recognition
Safety RatingUnrated. (ANCAP 5-Star Safety Rating for all other variants of Ford Ranger).Unrated. (ANCAP 5-Star Safety Rating for all other variants of Toyota Hilux. Toyota doesn’t seek safety rating for any of its GR vehicles)ANCAP 5-Star Safety Rating (2022) for Isuzu D-Max
Warranty5 years/unlimited km5 years/unlimited km (Toyota Warranty Advantage). Has ‘Toyota Safety Assist’.6 years/150,000 km (whichever occurs first)

Drive away prices listed above from Carsales.com.au.



Ford Ranger finance rates compared

Ford Ranger Model (2025)Estimated CostMonthly Repayments (6% p.a. interest)Monthly Repayments (8% p.a. interest)Monthly Repayments (10% p.a. interest)
Ford Ranger Raptor 3.0$89,190$1,724$1,808$1,895
Ford Ranger Platinum 3.0$79,390$1,535$1,610$1,687
Ford Ranger Wildtrak X 2.0$75,990$1,469$1,541$1,615
Ford Ranger Wildtrak 3.0$73,590$1,422$1,492$1,564

These car loan repayment examples above are calculated using a fixed-interest rate over 5 years and the estimated cost of the vehicles as of October 2024. These estimates do not include additional fees lenders might charge.

Applying for a Car Loan for Ford Ranger Raptor 2025



Ford Ranger Car Loans Eligibility

  • Minimum age: 18 years
  • Australian citizenship or permanent residency
  • Stable income
  • Satisfactory credit score
  • *More terms and conditions based on the loan and vendor

How to Apply

Getting a car loan for the Ford Ranger Raptor 2025 is easy with Loanoptions.Ai. Simply head over to our car loan comparison calculator, enter your information, and we’ll connect you with a range of loan options designed to give you the best rates and approval chances.

Our AI-powered loan comparison tool goes beyond just interest rates. It evaluates factors such as additional fees, loan terms, and intended vehicle use to provide a comprehensive view, making it easier for you to make informed financial choices. The tool also simplifies the process of entering your details, securely matching loan options to your unique circumstances to help you find the most suitable deal.

This streamlined approach, along with our team of experienced finance brokers, ensures you secure the best loan for the Ford Ranger Raptor 2025 based on your financial situation.

Types of Car Loans for the Ford Ranger Raptor 2025

Now that you’ve seen the estimated costs and loan repayment examples for the 2025 Ford Ranger Raptor, let's delve into the various financing options available to make owning this performance-driven model a reality. With a starting price of $89,190, the Ford Ranger Raptor stands as the most premium option in the Ranger series, offering unparalleled off-road capability and versatility. Whether you’re considering a secured loan, a novated lease, or exploring options like balloon payments, you’ll be presented with flexible solutions in all full detail to fit your financial situation.

Keep in mind, the demand for the Ford Ranger Raptor 2025 is expected to be strong, so securing the right financing plan early on can ensure you’re ready to hit the road as soon as it’s released. Be sure to revisit the loan details above to compare repayment amounts and interest rates based on your preferences.



Secured or Unsecured Car Loans

If you’re looking to finance the Ford Ranger Raptor 2025, a secured car loan typically offers a lower interest rate compared to an unsecured loan. This is because the loan is backed by your vehicle as collateral, reducing the lender’s risk. However, if you plan on adding aftermarket accessories or upgrades to your Ford Ranger Raptor, these may not be covered under a secured loan and could require additional financing.



Green Car Loans

Excited about the upcoming 2025 Ford Ranger Raptor with its newly announced hybrid powertrain? Green car loans are an excellent financing option for this environmentally-conscious powerhouse. Many lenders provide special terms, such as reduced interest rates and flexible payment options, specifically for hybrid or eco-friendly vehicles, making it easier and more affordable to embrace sustainable driving while enjoying the high-performance capability of the Ranger Raptor. With the right green loan, you can support a cleaner future without compromising on power or adventure.



Balloon Payments for Flexible Financing

If keeping your monthly payments lower is a priority, consider a balloon payment plan. This option allows you to pay a larger lump sum at the end of your loan term while keeping your regular payments more manageable. Although this can ease your monthly budget, be mindful that the overall cost of financing might be higher. When the term ends, you can choose to pay off the final amount or refinance it.



Comparing Car Loans and Novated Leases for the Ford Ranger Raptor 2025

If your employer offers novated leasing, it might be a cost-effective way to finance your Ford Ranger Raptor. A novated lease allows your car payments to be deducted from your pre-tax salary, potentially reducing your taxable income. Additionally, these leases often include running costs like fuel and maintenance, helping to reduce your direct expenses and saving GST.



Chattel Mortgages for Business Owners and the Self-Employed

Planning to use the Ford Ranger Raptor 2025 for business purposes more than half the time? A chattel mortgage might be the right fit. This type of business car loan provides tax advantages such as deductions on interest expenses and depreciation. Alternatively, if the vehicle will be used primarily for personal purposes, a low-documentation car loan can streamline the approval process with less paperwork.

Keep these options in mind as you prepare for the release of the Ford Ranger Raptor 2025 and choose the financing that best fits your needs!



Get Ready to Own a Brand New Ford Ranger Raptor 2025

Excited for the release of the 2025 Ford Ranger Raptor? This performance-oriented dual-cab ute is set to maintain its dominance as Australia’s best-selling vehicle. Whether you’re planning to take on off-road adventures, haul gear, or enjoy a thrilling ride on the open road, the Ford Ranger Raptor is engineered to excel in every scenario.

Given the high demand and premium features of the 2025 Ranger Raptor, now is the perfect time to start planning your financing options. Get ahead of the game by using the Loanoptions.ai AI-powered car loan calculator and comparison tool. It’s designed to match your unique financial profile with the best car loans available, providing you with transparency and confidence in your financial decisions—without impacting your credit score. Compare interest rates, evaluate repayment plans, and secure your buying power before the vehicle hits the market!

Don’t miss your chance to own Ford’s most capable Ranger model yet. Visit Loanoptions.ai today and prepare to drive home the 2025 Ford Ranger Raptor as soon as it arrives!

Juilan

Julian Fayad

12:37pmMay 30th, 2024

Still have questions?

If you have any questions or enquiries,
visit our FAQ bunker or give us a call

A novated lease allows you to make car payments directly from your pre-tax salary, reducing your taxable income. It often includes running costs like maintenance and fuel, helping you save money on GST and other expenses.
Loanoptions.AI’s car loan calculator uses advanced AI to match your financial profile with the best loan options available. It considers interest rates, loan terms, and additional fees, making it easy to compare and choose the right loan without impacting your credit score.
A balloon payment allows you to make lower monthly payments during the loan term by deferring a larger lump sum to the end. This can ease monthly financial pressure, though the overall cost of financing may be higher.
The 2025 Ford Ranger Raptor has a maximum braked towing capacity of 2,500 kg, making it suitable for various on-road and off-road applications.
Visit Loanoptions.AI, use the car loan calculator to input your details, and compare tailored loan options. The platform connects you with suitable lenders and provides access to experienced finance brokers to guide you through the process.
Yes, the Ford Ranger series, including the Raptor, has been Australia’s best-selling vehicle this year, and its combination of performance and off-road capability is expected to keep demand strong.
No, Ford Australia has confirmed that the Australian Raptor will retain its current power output of 292kW and 583 Nm of torque, without the US model’s software upgrade.
In the US, the Ranger Raptor can be upgraded to 334kW and 729 Nm of torque through a Ford Performance software calibration. This is a significant increase over its base output.
The Ranger Raptor boasts a powerful 3.0-litre twin-turbo V6 engine, Fox shock absorbers with adaptive dampers, an active exhaust system, and drive modes including the performance-focused Baja Mode for off-road adventures.

The cool people.

5/5 Rating
932 reviews
Loan Option
5 star reviews

More than 932 smiles, laughs & warcries

See Testimonials
stay cool, stay coolLoan Option
stay cool, stay coolLoan Option

More than 862 smiles, laughs & warcries

Loan Option