July 9th, 2025

2025 Ram 1500: Compare Car Loans

The All-New 2025 Ram 1500 is here, ready to turn heads in Australia’s ute-loving market. As the top-selling US pickup truck down under, the latest Ram 1500 brings a fresh facelift, upgraded powertrains, and enhanced luxury. Under the hood, twin-turbo inline-six engines replace the outgoing Hemi V-8, delivering a perfect balance of power and efficiency. Inside, expect premium interiors, cutting-edge infotainment, and a refined driving experience. Compare car loan options today and get ready for pre-orders or your first test drive when these trucks hit Aussie showrooms.

2025 Ram 1500 loans australia
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Ram Trucks: The Makers of the Ram 1500

Ram has been a leading name in the pickup truck industry for decades, known for combining rugged capability with premium features. Ram was originally part of Dodge, an automotive brand known for its high-performance vehicles and muscle cars, producing tough cars like the Charger and the Challenger. Ram became its own standalone brand in 2009, focusing entirely on trucks. Both Dodge and Ram are currently owned by Stellantis (formerly the FCA group).

Over the years, the Ram 1500 has earned praise for its smooth ride, high towing capacities, and innovative technology. It’s the top selling US pickup truck on the Australian market, winning 7 years in a row from 2017 - 2024. All Ram Trucks Australia vehicles are compliant with local Australian Design Rules.

2025 Ram 1500 Interior

The All-New Ram 1500 for 2025

The 2025 model introduces an updated front fascia, new wheel designs, and LED tail-light revisions. A power-operated tailgate has been added for convenience, operable via key fob or driver-side controls. Inside, higher trims feature quilted-leather upholstery, massaging seats, and an optional 23-speaker Klipsch stereo.

This year is also introducing a new trim to the Ram 1500: the Tungsten Edition. It's expected to be the most luxurious Ram 1500 on the market yet.

The 2025 Ram 1500 comes with two inline-six engine options:

  1. The Standard Output (S.O.) Hurricane Engine

    313kW and 636Nm, available in Big Horn and Laramie trims.

  2. The High Output (H.O.) Hurricane Engine

    403kW and 736Nm, available in the Limited and Tungsten trims.

Both versions of the 3.0-litre twin-turbo Hurricane engine offer more power and better fuel efficiency compared to the outgoing 5.7-litre Hemi V-8. If you didn’t know already, Hurricane ® is a renowned engine designed by Stellantis, offering impressive power while being more fuel-efficient than the larger V8s. It achieves this through a combination of direct fuel injection, variable valve timing, and optimised turbocharger systems.

The 2025 Ram 1500 is built with driver and passenger safety as a top priority, featuring an advanced suite of protective technologies. Equipped with airbags, electronic stability control, parking sensors, and rear cameras, the truck enhances both accident prevention and overall road awareness. While the Ram 1500 hasn’t been tested by ANCAP, its DT-series counterpart was awarded the Top Safety Pick title by the US Insurance Institute for Highway Safety (IIHS) in 2022—a strong indicator of its high safety standards. Though US testing protocols differ from ANCAP’s, the DT-series rating reflects a well-engineered structure and robust crash protection.

Interior Comfort

Luxury meets functionality inside the 2025 Ram 1500, offering premium leather seating, elegant carbon fibre accents, and quilted-leather upholstery for a refined look and feel. The all-new massage functionality adds another layer of comfort, making long drives more relaxing.

Infotainment

The 2025 Ram 1500 comes equipped with an upgraded 12.0-inch standard touchscreen, providing a seamless and responsive user experience. For those seeking an even more immersive display, an optional 14.5-inch screen is available, enhancing visibility and ease of use for navigation, entertainment, and vehicle controls.

Immersive Quality Audio

Music and entertainment lovers will appreciate the 23-speaker Klipsch stereo system, the most powerful audio setup in its class. This high-fidelity sound system delivers a rich, immersive listening experience, making every drive feel like a concert on wheels.

Wireless Device Charging

The Ram 1500 introduces class-exclusive dual wireless charging pads, allowing drivers and passengers to charge multiple devices simultaneously without the hassle of cords, ensuring you stay connected on the go.

Two Anticipated Australian Firsts for Ram 1500

The 2025 Ram 1500 Tungsten is the newest and most luxurious trim in the Ram 1500 lineup, making its Australian debut for the first time. This high-end model brings unmatched refinement, cutting-edge technology, and bold design to the pickup segment. It commands attention with 22-inch aluminum wheels and a body-colored front fascia and bumpers, giving it a sleek yet powerful stance. Inside, every detail exudes quality, from the real wood and carbon fibre accents to the suede headliner and VIN-specific center console badge, setting it apart from the rest.

Please note, the Tungsten trim is not a limited edition.

Can we expect the RHO in Australia?

While the 2025 Ram 1500 RHO has yet to be officially confirmed for the Australian market, it soon may also be coming. Reports in car news have said that the vehicle was spotted (in right hand drive form) around the Walkinshaw Automotive HQ in Melbourne. An organisation famous for its Left-Hand-Drive to Right-Hand-Drive conversions of foreign cars to suit Australian Design Laws.

By rumour, it may come out mid-2025, or April - June. But only if it passes its current evaluation for Australian road use. Other speculation suggests that we may have to wait until early 2026.

The Ram 1500 RHO replaces the TRX

The new ‘RHO’ variant is replacing the outgoing Supercharged V8 ‘TRX’ from 2024, with its special ‘Ram 1500 Final Edition TRX’. The Final Edition gives the chance for the ultimate send off for this beloved beastly vehicle. Both the outgoing Standard and Final Edition TRX have been experiencing stronger sales than expected. The TRX and its V8 Engine are bowing out in Australia because of the nation’s new restrictions (the New Vehicle Efficiency Standard) on car sellers, which will stop automotive manufacturers from selling too many high-emission vehicles; these new rules have come into effect just this year.

The 2025 Ram 1500 RHO includes the renowned powerful High-Output Hurricane ® engine (3.0-litre twin-turbo inline-six) as standard, and produces 402kW of power and 706Nm of torque. It is lighter and produces 121kW and 176Nm less than the 2024 Ram 1500 TRX.

So if you’re looking for the fastest, most powerful Ram truck, it might be worth it to look into investigating different dealers or finding a private seller to secure a 2nd hand 2024 TRX.

2025 Ram 1500 Car Specifications and Features

SpecificationBig Horn Crew CabLaramie Crew CabLaramie Sport Crew CabLimited Crew Cab
EngineHurricane ® SO twin-turbo 3.0-litre inline-six engineHurricane ® SO twin-turbo 3.0-litre inline-six engineHurricane ® HO twin-turbo 3.0-litre inline-six engineHurricane ® HO twin-turbo 3.0-litre inline-six engine
Power Output (kW)313kW313kW403kW403kW
Torque (Nm)636Nm636Nm736Nm736Nm
Exterior
GrilleChrome-surround with Black Texture FillChrome-surround, Chrome Billet InsertBody-Coloured-surround, Chrome LettersBlack-surround, Black Insert
Sport Performance HoodN/AN/AN/AYes
Side Mirrors6x9" Powered, Black, Power-folding6x9" Powered, Chrome, Power-folding, Memory6x9" Powered, Body Colour, Power-folding, Memory6x9" Premium Powered, Body Colour, Heated, Power-folding, Memory
Tub Length5'7''6'4''5'7''5'7''
Tub TypeStandardStandardRamBox®RamBox®
Tailgate Power-releaseN/AYesYesYes
Wheels18" Painted Cast-Aluminium20" Premium Painted/Polished Aluminium20" Premium Painted/Polished Aluminium22" Black Painted Aluminium
Interior
Seat TrimClothPartial LeatherPartial LeatherPremium Leather
Seat Trim ColourDiesel GreyBlackBlackBlack
Floor ConsoleN/AFull with Sliding Storage & Wrapped Lid with Embossed LogoFull with Sliding Storage & Wrapped Lid with Embossed LogoPremium Full-length Floor Console with Sliding Storage, Bombay Door & Premium Wrapped Leather Lid with Hard Badge
Cluster3.5" Multi View Cluster, Four Gauge, Colour Reconfigurable Driver Information DisplayPremium 12" Digital Driver Information DisplayPremium 12" Digital Driver Information DisplayPremium 12" Digital Driver Information Display
Uconnect® Touchscreen8.4'' Touchscreen12'' Touchscreen12'' Touchscreen12'' Touchscreen
NavigationN/AYesYesYes
Speakers / Sound System6 Speakers19 Speaker Harman Kardon®19 Speaker Harman Kardon®19 Speaker Harman Kardon®
Wireless Charging PadN/AYesYesYes
Technical Specifications
Kerb Weight2,519 kg2,572 kg2,632 kg2,686 kg
Ramp Breakover Angle18.7°16.9°18.6°18.6° (Various Modes Available)
Fuel-Tank Capacity87 L98 L87 L87 L / 98 L

Features Across All Models:

Expected Australian Pricing for 2025 Ram 1500

The expected price range stretches from $114,950 for the entry model to an anticipated $180,000 for the latest upscaled trim expected to hit the Australian market this year. The 2025 Ram 1500 lineup for Australia offers a range of models designed for different needs, from rugged utility to premium luxury. While official pricing is yet to be confirmed, we can give you what is expected based on previous models:

When will the 2025 Ram 1500 be available in Australia?

The Australian 2025 Ram 1500 line up is expected to come out between April to June (Mid-2025) during a staged out release. There’s no confirmation as of yet which models will be offered first. However, you can already find some vehicles available for pre-order through some dealers.

How Does the 2025 Ram 1500 Compare to Other Trucks?

The 2025 Ram 1500 faces tough competition from Ford F-150 and Chevrolet Silverado. Unlike the Ford F-150, which retains a V8 engine in the U.S. (V6 in Aus), the Ram 1500 is moving toward more efficient inline-six powertrains. Meanwhile, the Chevrolet Silverado remains one of the few full-size pickups to still offer a V8 option in Australia.

Comparing Ram 1500 to other trucks

Key Competitors

  • Ford F-150: Offers a 3.5L twin-turbo V6 in Australia but lacks the luxury interior options of the Ram.
  • Chevrolet Silverado: Retains a V8 engine but falls behind in infotainment and tech upgrades.
  • Toyota Tundra: Has also transitioned to a V6 hybrid powertrain, similar to Ram’s direction. (Estimated $145,990).

Ram 1500 finance rates compared

With prices reaching six figures, many buyers opt for financing. Interest rates vary based on credit score, lender, and loan term.

Current car loan rates in Australia range from 6.24% to 12.74% p.a.

Vehicle ModelEstimated PriceMonthly Repayment (6% p.a.)Monthly Repayment (8% p.a.)Monthly Repayment (10% p.a.)
Big Horn Crew Cab$114,950$2222$2330$2442
Laramie Crew Cab$138,900$2685$2816$2951
Laramie Sport Crew Cab$142,900$2762$2897$3036
Limited Crew Cab$157,900$3052$3201$3354
Tungsten Edition$180,000$3479$3649$3824

These car loan repayment examples above are calculated using a fixed-interest rate over 5 years.

Applying for a Car Loan for the 2025 Ram 1500

2025 Ram 1500 Car Loans Eligibility

  • Purple TickMinimum age: 18 years
  • Purple TickAustralian citizenship or permanent residency
  • Purple TickStable income
  • Purple TickSatisfactory credit score
  • Purple Tick*More terms and conditions based on the loan and vendor
Applying for a 2025 Ram 1500 car loan

How to Apply

Comparing car loans and financing for your 2025 Ram 1500 is simple with LoanOptions.ai. The new LO 3.0 platform automates the process, cutting application time by over 50%. Start by using their platform to prequalify without affecting your credit score. Next, upload your documents, including your driver’s licence, credit file, bank statements, and payslips—the system securely scans them for verification. LoanOptions.ai’s AI-powered technology then finds the best loan options from multiple lenders, ensuring you get the most competitive rates.

Once matched, you can compare offers based on interest rates, repayment terms, and fees, allowing you to choose the best deal. After approval, funds are transferred, and you’re ready to drive away in your new Ram.


Options for a Ram 1500 Car Loan in 2025

The 2025 Ram 1500 is set to redefine power, luxury, and capability in Australia, and securing the right financing can help you drive yours home with ease. While official pricing is yet to be confirmed, there are several loan options that can make owning this premium pickup more accessible.

Get ready for the Ram 1500

Secured vs. Unsecured Car Loans

A secured car loan is one of the most common ways to finance a Ram 1500, offering lower interest rates because the vehicle itself acts as collateral. If you're planning to customise your truck with accessories or upgrades, keep in mind that some lenders may require additional financing for aftermarket add-ons. On the other hand, an unsecured loan doesn’t use the vehicle as collateral, but typically comes with higher interest rates due to the increased risk for lenders.

Green Car Loans: When the Ramcharger and REV Come Here

While the Ram 1500 isn’t an electric or hybrid model just yet, it’s worth keeping an eye on future releases. Ram is releasing the Ramcharger PHEV and the REV in the North American market this year, with no plans yet for Australia, but that might change in future. If Ram does bring in these variants into the Australian market, then a green car loan could be a smart financing option. These loans often come with lower interest rates and fewer fees, encouraging buyers to opt for sustainable vehicle choices.

Car Loans with Balloon Payments

If you’re looking for lower monthly payments, a balloon payment loan might be the way to go. This option lets you pay a larger sum at the end of your loan term, allowing for smaller repayments along the way. Just keep in mind that while this can ease your budget now, you’ll need to plan for the final lump sum, or look into refinancing when the time comes.

Related:

Chattel Mortgages for Business Owners

Planning to use your Ram 1500 for business? A chattel mortgage could be a tax-efficient financing solution. If you use the truck for work at least 50% of the time, you may qualify for tax deductions on interest payments and depreciation. For those who are self-employed but don’t want to deal with excessive paperwork, a low-documentation car loan can simplify the approval process while still securing competitive financing.

Secure the Best Financing for Your Ram 1500

No matter how you plan to finance your 2025 Ram 1500, the key is choosing the loan structure that fits your lifestyle, budget, and long-term goals. Whether you want lower monthly repayments, tax advantages, or quick loan approval, the right option is out there.

As release details unfold, now is the perfect time to explore your financing options so you’re ready to hit the road as soon as this beast lands in Australia.

Get Ready to Own the All-Time American Classic

The 2025 Ram 1500 delivers luxury, performance, and cutting-edge technology. It’s the American truck that Aussies most love, with a track-record of sales to show for it. Whether you’re after a workhorse like the Big Horn or an ultra-premium model like the Tungsten, Ram’s latest lineup of powerful vehicles offers something for everyone.

If you’re looking to ready financing for your purchase, LoanOptions.ai provides a seamless and efficient way to compare loan offers and secure the best deal.

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